{"id":1699,"date":"2023-11-10T18:31:38","date_gmt":"2023-11-10T18:31:38","guid":{"rendered":"https:\/\/exceladvisor.org\/it\/interesse-composto\/"},"modified":"2023-12-10T06:21:15","modified_gmt":"2023-12-10T06:21:15","slug":"interesse-composto","status":"publish","type":"page","link":"https:\/\/exceladvisor.org\/it\/interesse-composto\/","title":{"rendered":"Come calcolare l&#39;interesse composto in excel?"},"content":{"rendered":"<div class=\"excel-prima-del-contenuto\" id=\"excel-1150476283\"><script type=\"text\/javascript\">\r\n\tatOptions = {\r\n\t\t'key' : 'c1158f160081d6540a8409e6925dab94',\r\n\t\t'format' : 'iframe',\r\n\t\t'height' : 250,\r\n\t\t'width' : 300,\r\n\t\t'params' : {}\r\n\t};\r\n<\/script>\r\n<script type=\"text\/javascript\" src=\"\/\/www.highperformanceformat.com\/c1158f160081d6540a8409e6925dab94\/invoke.js\"><\/script><\/div> <p>L&#8217;interesse composto \u00e8 uno dei calcoli finanziari pi\u00f9 importanti che la maggior parte di noi utilizza spesso e imparare a calcolarlo in Excel \u00e8 un must.<\/p><p> Ma prima di farlo, devi capire cos\u2019\u00e8 effettivamente l\u2019interesse composto.<\/p><blockquote class=\"wp-block-quote\"><p> L&#8217;interesse composto \u00e8 l&#8217;interesse calcolato sul capitale iniziale e anche sugli interessi maggiorati rispetto a periodi precedenti di un deposito o prestito.<\/p><p> <cite><em><a href=\"http:\/\/www.investopedia.com\/terms\/c\/compoundinterest.asp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Investipedia<\/a><\/em><\/cite><\/p><\/blockquote><p> In Excel, il metodo per calcolare l&#8217;interesse composto \u00e8 semplice.<\/p><p> Ora il fatto \u00e8. Utilizza semplicemente un metodo di calcolo e specifica il periodo di tempo per il quale desideri effettuare il calcolo. <\/p><div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/08\/un-modele-simple-pour-calculer-les-interets-composes-dans-excel.gif\" sizes=\"\" srcset=\"\" alt=\"un modello semplice per calcolare l'interesse composto in Excel\"><\/figure><\/div><p> Quindi oggi in questo articolo vorrei mostrarti come calcolare l&#8217;interesse composto in Excel utilizzando periodi di tempo diversi. Quindi iniziamo.<\/p><h2 id=\"tab-con-1\" class=\"wp-block-heading\"> Formula di interesse composto annuo<\/h2><p> Per calcolare l&#8217;interesse composto annuale, \u00e8 sufficiente aggiungere l&#8217;interesse di un anno all&#8217;importo del capitale dell&#8217;anno successivo per calcolare l&#8217;interesse dell&#8217;anno successivo.<\/p><p> E la formula in Excel per l&#8217;interesse composto annuale sar\u00e0.<\/p><pre class=\"wp-block-code\"> <code class=\"language-excel-formula\" lang=\"excel-formula\">=Principal Amount*((1+Annual Interest Rate\/1)^(Total Years of Investment*1)))<\/code><\/pre><p> Lascia che ti mostri un esempio. <\/p><div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/08\/calculer-linteret-compose-dans-excel-chaque-annee.png\" sizes=\"\" srcset=\"\" alt=\"calcolare l'interesse composto in Excel ogni anno\"><\/figure><\/div><p> Nell&#8217;esempio sopra, con $ 10.000 in capitale e 10% di interessi per 5 anni, otterresti $ 16.105.<\/p><p> Nel primo anno riceverai $ 10.000 * 10%, ovvero $ 1.000, mentre nel secondo anno ($ 10.000 + $ 1.000) * 10% = $ 1.100 e cos\u00ec via.<\/p><h2 id=\"tab-con-2\" class=\"wp-block-heading\"> Formula di interesse composto trimestrale<\/h2><p> Il calcolo dell\u2019interesse composto trimestrale \u00e8 simile al calcolo dell\u2019interesse composto annuale.<\/p><p> Ma qui devi calcolare gli interessi quattro volte all&#8217;anno. L&#8217;importo degli interessi per ogni trimestre verr\u00e0 aggiunto all&#8217;importo del capitale per il trimestre successivo. Per calcolare l&#8217;interesse composto trimestrale, \u00e8 possibile utilizzare la formula seguente.<\/p><pre class=\"wp-block-code\"> <code class=\"language-excel-formula\" lang=\"excel-formula\">=Principal Amount*((1+Annual Interest Rate\/4)^(Total Years of Investment*4)))<\/code><\/pre><p> Ecco un esempio. <\/p><div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/08\/calculer-les-interets-composes-dans-excel-trimestriel.png\" sizes=\"\" srcset=\"\" alt=\"calcolare l'interesse composto in Excel trimestralmente\"><\/figure><\/div><p> Nell&#8217;esempio sopra, con $ 10.000 di capitale e 10% di interessi per 5 anni, otterremmo $ 16.386.<\/p><p> Nel primo trimestre otteniamo 10000*(10%\/4) ovvero 250$, nel secondo trimestre (10000$+250$)*(10%\/4) = 256$ e lo stesso metodo di calcolo per 20 Quarti (5 anni).<\/p><h2 id=\"tab-con-3\" class=\"wp-block-heading\"> Formula di interesse composto mensile<\/h2><p> Quando calcoli l&#8217;interesse composto mensile, devi utilizzare la base utilizzata negli altri periodi.<\/p><p> \u00c8 necessario calcolare gli interessi alla fine di ogni mese. E, in questo metodo, il tasso di interesse verr\u00e0 diviso per 12 per un tasso di interesse mensile. Per calcolare l&#8217;interesse composto mensile in Excel, puoi utilizzare la formula seguente. <\/p><pre class=\"wp-block-code\"> <code class=\"language-excel-formula\" lang=\"excel-formula\">=Principal Amount*((1+Annual Interest Rate\/12)^(Total Years of Investment*12)))<\/code><\/pre><div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/08\/calculer-mensuellement-les-interets-composes-dans-excel.png\" sizes=\"\" srcset=\"\" alt=\"calcolare l'interesse composto in Excel mensilmente\"><\/figure><\/div><p> Nell&#8217;esempio sopra, con $ 10.000 di capitale e 10% di interessi per 5 anni, otterremmo $ 16.453.<\/p><p> Nel primo mese otteniamo 10.000 * (10%\/12), ovvero $ 83,33, mentre il secondo mese ($ 10.000 + $ 83,33) * (10%\/12) = $ 84,02 e lo stesso vale per 60 mesi (5 anni).<\/p><h2 id=\"tab-con-4\" class=\"wp-block-heading\"> Formula dell&#8217;interesse composto giornaliero<\/h2><p> Quando calcoliamo l&#8217;interesse composto giornaliero, dobbiamo utilizzare lo stesso metodo con la formula di calcolo seguente. Dobbiamo dividere il tasso di interesse per 365 per ottenere un tasso di interesse giornaliero.<\/p><p> Quindi, puoi utilizzare la formula seguente per calcolare l&#8217;interesse composto giornaliero. <\/p><pre class=\"wp-block-code\"> <code class=\"language-excel-formula\" lang=\"excel-formula\">=Principal Amount*((1+Annual Interest Rate\/365)^(Total Years of Investment*365)))<\/code><\/pre><div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/08\/calculer-linteret-compose-sur-excel-day.png\" sizes=\"\" srcset=\"\" alt=\"calcolare l'interesse composto il giorno Excel\"><\/figure><\/div><p> Nell&#8217;esempio sopra, con $ 10.000 di capitale e 10% di interessi per 5 anni, otterremmo $ 16.486.<\/p><p> Il primo giorno otteniamo 10000*(10%\/365) = 4$, il secondo giorno (10000$+4$)*(10%\/365) = 4$, e lo stesso vale per tutti i giorni per 5 anni.<\/p><h2 id=\"tab-con-5\" class=\"wp-block-heading\"> File di esempio<\/h2><p> Utilizzando i metodi di cui sopra, ho creato un calcolatore degli interessi accumulati [modello] per calcolare tutti i calcoli degli interessi di cui sopra in un unico foglio di calcolo. <\/p><div class=\"gb-container gb-container-bafb25cc gb-container-download-2\"><div class=\"gb-grid-wrapper gb-grid-wrapper-91201309\"><div class=\"gb-grid-column gb-grid-column-15a917ef\"><div class=\"gb-container gb-container-15a917ef\"><h2 class=\"gb-headline gb-headline-f2deb261 gb-headline-text gb-headline-download-2\"> Ottieni il file Excel <\/h2><\/div><\/div><div class=\"gb-grid-column gb-grid-column-18357188\"><div class=\"gb-container gb-container-18357188\"><div class=\"gb-container gb-container-76cbe15e\"> <a class=\"gb-button gb-button-cb63d00a gb-button-text gb-button-download-2\" href=\"https:\/\/exceladvisor.org\/wp-content\/uploads\/2023\/11\/excel-interet-compose.xlsx\" rel=\"nofollow\">Scaricamento<\/a><\/div><\/div><\/div><\/div><\/div><div class=\"gb-container gb-container-0df56012 gb-container-mt\"> <a class=\"gb-button gb-button-f9f432f4 gb-button-text gb-button-mt-button\" href=\"https:\/\/exceladvisor.org\/it\/formule\/\">Elenco delle formule di Excel<\/a><h2 class=\"gb-headline gb-headline-233444e8 gb-headline-text gb-headline-mt-heading\"> Formule correlate <\/h2><div class=\"gb-grid-wrapper gb-grid-wrapper-a16fa65c gb-grid-wrapper-mt-grid\"><div class=\"gb-grid-column gb-grid-column-50d07e0d\"><div class=\"gb-container gb-container-50d07e0d\"><ul><li> <a href=\"https:\/\/exceladvisor.org\/it\/interesse-semplice\/\">Calcola l&#8217;interesse semplice in Excel<\/a><\/li><li> <a href=\"https:\/\/exceladvisor.org\/it\/margine-di-profitto\/\">Utile lordo (margine e rapporto)<\/a><\/li><li> <a href=\"https:\/\/exceladvisor.org\/it\/i.v.a\/\">Calcolare l&#8217;IVA<\/a> <\/li><\/ul><\/div><\/div><div class=\"gb-grid-column gb-grid-column-5b4a0cf9\"><div class=\"gb-container gb-container-5b4a0cf9\"><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"ub_ctt_via":"","footnotes":""},"class_list":["post-1699","page","type-page","status-publish","hentry"],"featured_image_src":null,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u25b7 Come calcolare l&#039;interesse composto? - Consulente Excel<\/title>\n<meta name=\"description\" content=\"In questo articolo imparerai come calcolare l&#039;interesse composto in Excel. 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